Jacksonville Real Estate Blog

  • Can I Buy a Home with an FHA Loan If I have a Student Loan?

    BY Lisa Duke

    This year the Federal Housing Administration made adjustments to its underwriting handbook that significantly affect potential buyers that have outstanding student loans. Changes became effective September 14, 1015. The bottom line is, "yes" you can...

  • New FHA Leeway for Approvals

    BY Lisa Duke

    Having a low FICO score usually means there is no way for you to quality for a FHA mortgage, but changes to the underwriting process August 2015 means that more borrowers may qualify. According to some analysts of the new policies, up to 100,000 new ...

  • Changes to Closing Procedures Approaching

    BY Lisa Duke

    TRIP (TILA-RESPA Integrated Disclosure Forms) Buyers and Seller should be aware of the upcoming industry changes that will significantly impact both the timeline and the deadlines of the closing process, regardless of the type of loan or sale. ...

  • Qualifying for a Mortgage When You’re Self-Employed

    BY demo

    During the past several years, as folks struggled to survive the economic downturn and job loss, many smart people turned to entrepreneurship. In fact, working for yourself, either part-time or as your full-time gig is the reality for millions of Ame...

  • Keeping Your House Show Ready

    BY Lisa Duke

    Having your house on the market while you're living in it can be a stressful time. You still have to live. The dog still puts muddy prints on your freshly mopped floor. The kids still race down the hallway bumping into your freshly painted walls. C...

  • Final Four for Home Buyers

    BY Lisa Duke

    When it comes to basketball, we only have 64 teams to narrow down into our Final Four to fill our brackets. When it comes to buying our first home, we have thousands of options and dozens of choices to consider, but when it all comes down to it, th...

  • Should I Buy a Foreclosed House?

    BY Lisa Duke

    As a result of the housing bubble and resulting financial instability, many communities have a high rate of foreclosed homes. Even though the rate of new foreclosures is slowing, the number of foreclosed homes in a specific the market can make bu...

  • 2015 Programs for Home Buyers

    BY Lisa Duke

    Although the federal government has offered homebuyer programs in the past, for Tax Year 2015, most of the available home buyer programs will be at the local and state levels. State and local agencies, along with lenders and non-profit organizations ...

  • 10 Interior Design Trends That Turn Off Home Buyers

    BY Lisa Duke

    -Article via realtor.com- 10 Interior Design Trends That Turn Off Home Buyers You want your home to look its best, and maybe you’ve been inspired by the interior design trends you’ve seen in magazines, on TV or on design websites. But foll...

  • Welcome To Jacksonville USS Iwo Jima and USS Fort McHenry

    BY Lisa Duke

    The Lisa Duke Realty Team is proud to welcome the USS Iwo Jima and USS Fort McHenry to Jacksonville. News4Jax has the full story here : ...