Jacksonville Real Estate Blog

  • When Interest Rates Go Up

    BY Lisa Duke

    The Feds have been pretty indecisive about moving interest rates up, but the down-low is that they plan to make the move upwards in December. No matter where you are in the market, whether you're buying or selling, or just saving up a downpayment, i...

  • Design and Decorator Trends to Do or to Ditch

    BY Lisa Duke

    You've been collecting ideas to remodel or redecorate your home for years. Now, you're finally ready to get down to work. You've saved up your money and found contractors. So, which ideas do you do and which are outdated that you should discard? Wh...

  • Keeping It In Balance: Knowing Your Credit-to-Debt Ratio

    BY Lisa Duke

    Many potential new homebuyers find themselves unable to secure a loan, confined to a smaller home or at least to a smaller loan because they don't understand the ins and outs of their credit score. First of all, your FICO (Fair Isaac Corporation) cr...

  • Can I Buy a Home with an FHA Loan If I have a Student Loan?

    BY Lisa Duke

    This year the Federal Housing Administration made adjustments to its underwriting handbook that significantly affect potential buyers that have outstanding student loans. Changes became effective September 14, 1015. The bottom line is, "yes" you can...

  • New FHA Leeway for Approvals

    BY Lisa Duke

    Having a low FICO score usually means there is no way for you to quality for a FHA mortgage, but changes to the underwriting process August 2015 means that more borrowers may qualify. According to some analysts of the new policies, up to 100,000 new ...

  • Changes to Closing Procedures Approaching

    BY Lisa Duke

    TRIP (TILA-RESPA Integrated Disclosure Forms) Buyers and Seller should be aware of the upcoming industry changes that will significantly impact both the timeline and the deadlines of the closing process, regardless of the type of loan or sale. ...

  • Qualifying for a Mortgage When You’re Self-Employed

    BY demo

    During the past several years, as folks struggled to survive the economic downturn and job loss, many smart people turned to entrepreneurship. In fact, working for yourself, either part-time or as your full-time gig is the reality for millions of Ame...

  • Keeping Your House Show Ready

    BY Lisa Duke

    Having your house on the market while you're living in it can be a stressful time. You still have to live. The dog still puts muddy prints on your freshly mopped floor. The kids still race down the hallway bumping into your freshly painted walls. C...

  • Final Four for Home Buyers

    BY Lisa Duke

    When it comes to basketball, we only have 64 teams to narrow down into our Final Four to fill our brackets. When it comes to buying our first home, we have thousands of options and dozens of choices to consider, but when it all comes down to it, th...

  • Should I Buy a Foreclosed House?

    BY Lisa Duke

    As a result of the housing bubble and resulting financial instability, many communities have a high rate of foreclosed homes. Even though the rate of new foreclosures is slowing, the number of foreclosed homes in a specific the market can make bu...